Portal Login ; Refer a Friend! Anyone can qualify for an Unsubsidized Stafford loan. iTHINK Financial does not provide, and is not responsible for, the product, service, overall website content, security, or privacy policies on any external third-party sites. Stafford Loan is a type of federal, fixed-rate student loan. What is Stafford Loan? A student loan and financial aid application. How much maintenance loan you get depends on where you'll study and your household income. Stafford loans, also known as Federal Family Education Loans (FFEL), are federal student loans available to college students. Parents can borrow up to the cost of the education, minus any financial aid the student is eligible to receive. To qualify for a subsidized Stafford Loan student must meet the income requirements for need based aid. As a result, Federal Stafford Loans are often called Direct Loans. You can call Student Finance England if you want to apply online but you can’t use a computer without help. You might be able to get extra money if you: You might also be able to get other financial help, for example from your university or the government. You have a network of support to help you succeed with your federal student loan repayment. They are available to undergraduate, graduate and professional students enrolled at least half-time in school. All loans are subject to individual approval and adherence to underwriting guidelines. Those attending college at least half-time. Support the iTHINK Community Foundation by selecting it as your charity and shopping through AmazonSmile. Also, these loans are called direct loans. All new federal student loans come directly from the U.S. Department of Education (ED) under the William D. Ford Federal Direct Loan Program (Federal Direct Loans). Federal loans made in the FFEL program in 2008-09 and 2009-10 under the Ensuring Continued Access to Student Loans Act (ECASLA) for which … As certified by your school and less any other financial aid you might receive. Stafford Student Loan. Note that details provided on this page reference older loans made under the Federal Family Education Loan Program (FFELP). Authorized Payer Login; Contact Us; Careers; Main Content. The terms of the loans are described in Title IV of the Higher Education Act of 1965 (with subsequent amendments), which guarantees repayment to the lender if a student defaults. To apply for a Stafford student loan, prospective students must fill out a Federal Application for Student Aid, or FAFSA. Please note that with the passage of the Student Aid and Fiscal Responsibility Act, all new federal student loans and federal student loan consolidations are provided to borrowers directly by the U.S. Department of Education. Each is offered through the William D. Ford Direct Loan Program. You must update your application if your circumstances change. You may want to contact your school Financial Aid Office for additional guidance. Great Lakes Educational Loan Services, Inc. 2401 International Lane Madison, WI 53704 Toll-free: (800) 236-4300 The PLUS Loan (formerly called the “Parent PLUS Loan”) is for credit-worthy parents of dependent students. The government pays the interest while you′re in school and for six months afterward. They're designed to supplement scholarships, grants, work-study jobs and family resources to help meet the cost of tuition, fees, room and board. You'll need to reapply for student finance for each year of your course. If you have federal student loans, there is a good chance that some of them are Direct Stafford Loans — the most common type of federal student loans. Pay confidently on the go when you use your iTHINK Financial Visa® cards with Apple Pay, Samsung Pay, Google Pay, Fitbit Pay, or Garmin Pay. With Unsubsidized Stafford Loans, the borrower is responsible for all of the interest that accrues on the loan. Contact SLC - repayment enquiries. A PLUS Loan is a loan made to the parents and does require a credit check. An Important Message from Federal Student Aid . If you can’t apply online, use the form finder to get the forms you need. There are deadlines for completing your FAFSA that need to be followed. Don’t worry we won’t send you spam or share your email address with anyone. Unlike a Subsidized Stafford loan, the government does not pay interest while you′re in school, but you can defer interest payments until after college. Stafford loans are now referred to as direct subsidized loans or direct unsubsidized loans . There are two kinds of federal Stafford Loans: Subsidized and Unsubsidized Loans. A Stafford Loan is a student loan offered to eligible students enrolled in accredited American institutions of higher education to help finance their education. You can: If you’re a parent or partner supporting a student’s application, there’s a different way to submit or update information about your income. Great Lakes is a Servicer to Federal Student Aid. But many already benefited from some unprecedented events in 2020: — An … Stafford loan amounts range from $5,500 per year for freshmen to $7,500 per year for seniors. There are two types of Stafford loans: subsidized and unsubsidized. Additionally, there is a lifetime limit on Stafford loans—currently capped at $31,000 for dependent students, $57,500 for independent students, and $138,500 for graduate students. Student finance login; Manage your student loan balance; See all services Guidance and regulation. Stafford Loans are available through many different lending institutions and … If you click "Cancel" you will be returned to our Website. You can change your cookie settings at any time. Be sure to check out federal loans first as, not only do federal […] You must keep your details up to date throughout your course because some changes can affect your loan payments, for example if your household income or bank details change. You must complete a FAFSA to qualify for any type of Stafford Loan. What this means to you. It can take up to 6 weeks to process your application. All new federal student loans come directly from the U.S. Department of Education (ED) under the William D. Ford Federal Direct Loan Program (Federal Direct Loans). Therefore, students can borrow only as much as $5,500 a year — and up to $23,500 total — through this type of loan. It is the parent′s responsibility to repay the loan. A student must submit a completed FAFSA to Samford in order to access funding through a Stafford Loan. 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